Buyer checklist
- Use only IRS-approved coins and bars.
- Confirm custodian, storage, and annual fees up front.
- Favor liquid sizes for future distributions.
- Keep metals in an approved depository, not at home.
Frequently asked questions
- What purity is required for a gold IRA?
- Gold must be at least 99.5 percent pure, with limited exceptions such as the American Gold Eagle.
- Can I store IRA metals at home?
- No. IRA metals must be stored with an IRS-approved depository.
- Are premiums higher for IRA products?
- They can be, especially for popular coins, but premiums vary by size and market conditions.
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Why Buy From MintBuilder?
MintBuilder displays transparent premiums over live spot prices so you always know what you're paying. Compare our pricing against major dealers — our Best Price Guarantee means you get the lowest price or we match it. Every order ships free and fully insured on orders over $199.