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IRAs & Retirement

Rules, rollovers, eligible products, and real costs.

Buyer checklist

  1. Use only IRS-approved coins and bars.
  2. Confirm custodian, storage, and annual fees up front.
  3. Favor liquid sizes for future distributions.
  4. Keep metals in an approved depository, not at home.

Frequently asked questions

What purity is required for a gold IRA?
Gold must be at least 99.5 percent pure, with limited exceptions such as the American Gold Eagle.
Can I store IRA metals at home?
No. IRA metals must be stored with an IRS-approved depository.
Are premiums higher for IRA products?
They can be, especially for popular coins, but premiums vary by size and market conditions.