Private: BYOB Program Terms
Educational Content Only
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All BYOB materials—articles, guides, webinars, and tools—are for informational purposes only and do not constitute financial, investment, or tax advice.
Life Insurance Services
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Through licensed agent Allison Barkes (Florida License No. W911297), MintBuilder offers life-insurance policies underwritten by state-approved carriers.
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Insurance products are regulated by state insurance laws, not by the SEC or CFTC.
No Investment or Banking Services
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BYOB is not a bank, brokerage, or registered investment advisory service.
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MintBuilder does not provide investment contracts, securities offerings, or commodity trading.
Member Eligibility
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BYOB resources are available to all MintBuilder VIP Members in good standing.
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Life-insurance policies require completion of state-mandated applications and suitability assessments.
Fees & Compensation
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Educational content is included with VIP membership at no extra charge.
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Life-insurance premiums and agent commissions are disclosed in your policy documents per state insurance regulations.
Modification & Termination
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MintBuilder reserves the right to amend or discontinue BYOB educational content or insurance offerings at any time, with or without notice. Existing insurance contracts remain governed by their own terms.